UnitedHealth Group is a health care and well-being company that’s dedicated to improving the health outcomes of millions around the world. We are comprised of two distinct and complementary businesses, UnitedHealthcare and Optum, working to build a better health system for all. Here, your contributions matter as they will help transform health care for years to come. Make an impact with a diverse team that shares your passion for helping others. Join us to start Caring. Connecting. Growing together.
The Senior Treasury Associate is responsible for actively analyzing, forecasting, supporting, and managing the organization's liquidity risk, interest rate risk, foreign currency risk, and strategic capital allocation strategies by engaging in the following roles and responsibilities:
- Work with numerous financial institutions to support the debt financing process via senior unsecured notes, commercial paper, bank loans, and other credit products to fund short-term and long-term capital and liquidity needs of the enterprise and strategic partnerships
- Review contracts, credit agreements, terms sheets, commitment letters, and other financial agreements/documents
- Develop and execute effective risk management strategies for various financial risks (including liquidity, interest rate, foreign currency, and counterparty)
- Execute open market and structured share repurchase programs
- Conduct analyses and develop presentations for Credit Rating Agencies, the Asset and Liability Committee, Senior and Executive Management and the UHG Board of Directors
- Assist in the strategic capital allocation process of the enterprise by providing timely analyses of shareholder dividend and share repurchase metrics vs. health care peers, Fortune 500 peers, S&P 500 peers and Dow 30 peers
- Identify opportunities to optimize the capital structure of the enterprise
- Prepare Parent Guarantees, Letters of Credit, and Intercompany Loans, as needed
- Prepare complex cash flow, FX, and/or debt interest expense forecasts and conduct variance analyses
- Prepare and reconcile various reports for daily, monthly, and/or quarterly distribution to senior leadership
- Maintain debt and derivative portfolio reporting of various credit products and their related counterparty exposure
- Manage indenture, credit facility, and lease covenant compliance. Qualifications
You’ll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.
Required Qualifications:
- Undergraduate degree in Finance, Economics, or Accounting
- 6+ years of experience in Treasury/Finance/Banking or related field
- Advanced or Expert in Excel, PowerPoint, and Word
Preferred Qualifications:
- MBA
- CPA / CFA / CTP certification
- 2+ years of experience in the debt capital markets
- 1+ years of people management and/or demonstrated team leadership
- Experience with Bloomberg and/or S&P Capital I.Q
- Experience with capital structure and/or capital planning/forecasting
- Experience with liquidity management and/or cash forecasting
- Experience with asset-backed lending and/or securitization and/or supply chain finance
- Experience with reporting (financial metrics and/or earnings release
- Proven solid attention to detail and accuracy with exceptional organizational skills
- Proven excellent oral and written communication skills
- Proven well-developed analytical skills with the ability to resolve complex situations under adverse conditions within short deadlines while adapting to changing priorities
- Proven highly self-motivated and achievement drive focused professional
- Proven solid critical thinking and problem analysis/solving skills
The salary range for this role is $89,800 to $176,700 annually based on full-time employment. Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. UnitedHealth Group complies with all minimum wage laws as applicable. In addition to your salary, UnitedHealth Group offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with UnitedHealth Group, you’ll find a far-reaching choice of benefits and incentives.
At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone–of every race, gender, sexuality, age, location and income–deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes — an enterprise priority reflected in our mission.
UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.
UnitedHealth Group is a drug - free workplace. Candidates are required to pass a drug test before beginning employment.
